Business finance products for UK companies
Browse every type of commercial finance we arrange — from business loans to development finance, asset finance to tax funding. Over 50 products across five categories.
Business Finance
20 products
Core funding solutions for everyday business needs — from working capital to invoice finance and trade funding.
Business Loans
Term funding for eligible business purposes, with secured and unsecured structures available depending on the circumstances.
Secured Business Loans
Business funding supported by property or another asset acceptable to the lender.
Unsecured Business Loans
Business borrowing assessed without a specific asset charge, although guarantees may still be requested.
Short-Term Business Loans
A fixed-term facility for a defined short-term requirement, repaid over an agreed period.
Start-Up Finance
Funding options for new businesses where the plan, forecasts, experience and available support are central to assessment.
Working Capital Loans
Short-term funding designed to manage day-to-day operational cashflow and bridge revenue cycles.
Revolving Credit Facilities
Flexible borrowing you can draw down, repay, and reuse as needed — only paying for what you use.
Overdrafts
Business overdraft facilities providing a flexible buffer for short-term cashflow management.
Invoice Finance
Release an agreed advance against eligible unpaid B2B invoices, subject to the provider’s assessment and facility terms.
Invoice Discounting
Invoice funding where the business normally retains responsibility for its sales ledger and credit control.
Invoice Factoring
Invoice finance where the provider may also support sales-ledger administration and collections.
Selective Invoice Finance
Raise funding against selected eligible invoices rather than the whole sales ledger, where available.
Stock Finance
Funding for eligible inventory purchases where stock demand, margins and the repayment route can be evidenced.
Purchase Order Finance
Funding structured around eligible confirmed customer orders and the cost of fulfilling them.
Revenue-Based Finance
Funding with repayments linked to an agreed share of business revenue, subject to provider terms.
Merchant Cash Advance
An advance on future card sales, repaid as a percentage of daily takings — flexing with revenue.
Trade Finance
Fund the gap between paying suppliers and receiving goods, enabling you to fulfil larger orders.
Export Finance
Specialist funding for businesses selling goods overseas, bridging payment terms and currency gaps.
Import Finance
Funding to pay suppliers upfront for goods imported into the UK before onward sale.
Supply Chain Finance
Optimise supplier payment terms and improve working capital across your supply chain.
Property Finance
10 products
Finance for commercial property investors, developers, and portfolio landlords — acquisition, development, and refinance.
Commercial Mortgages
Longer-term finance for purchasing or refinancing eligible owner-occupied or investment commercial property.
Semi-Commercial Mortgages
Mortgages for mixed commercial and residential properties requiring specialist underwriting.
Buy-to-Let Finance
Finance for purchasing residential investment property to let, with rental income considered for affordability.
Portfolio Finance
A single facility funding across multiple investment properties for portfolio landlords.
Bridging Finance
Short-term, fast finance to bridge the gap between purchasing and selling or refinancing property.
Development Finance
Funding for ground-up construction and development, covering land purchase and build costs.
Mezzanine Finance
Second-charge finance sitting behind senior development debt, reducing the equity you need to commit.
Land Finance
Finance for purchasing land with or without planning permission, for development or investment.
Auction Finance
Fast bridging finance structured to meet the tight completion deadlines of property bought at auction.
Refurbishment Finance
Short-term funding for light or heavy property refurbishment before sale or refinance.
Asset & Equipment Finance
12 products
Spread the cost of essential business assets — vehicles, machinery, technology, and specialist equipment.
Asset Finance
Spread the cost of eligible business assets over an agreed term using an appropriate ownership or leasing structure.
Asset Refinance
Raise capital against eligible assets already owned by the business, subject to valuation and lender assessment.
Sale and Leaseback
Sell an eligible business asset to a funder and lease it back for continued use under agreed terms.
Hire Purchase
Spread the cost of buying an asset with fixed payments and an option or transfer of title at the end, subject to the agreement.
Finance Lease
Lease assets with the option to keep them at the end of the agreement, often with a residual value balloon.
Operating Lease
Use assets without ownership, with the option to return or upgrade them at the end of the term.
Equipment Finance
Fund essential equipment across any business sector, from catering to construction.
Plant & Machinery Finance
Finance for construction plant and industrial machinery, new or used.
Vehicle Finance
Funding for commercial vehicles, vans, and fleets — single vehicles or whole fleets.
Technology Finance
Spread the cost of IT hardware, software, and digital infrastructure over its useful life.
Medical Equipment Finance
Specialist finance for medical and healthcare equipment, from dental chairs to MRI scanners.
Agricultural Equipment Finance
Finance for tractors, harvesters, and farm machinery, new or used.
Tax & Specialist Finance
6 products
Targeted funding for tax bills, professional fees, insurance premiums, and specialist obligations.
VAT Loans
Spread the cost of quarterly VAT bills to protect working capital, with funds paid directly to HMRC.
Corporation Tax Loans
Spread corporation tax payments over manageable monthly instalments while staying HMRC-compliant.
R&D Tax Funding
Access funding against expected R&D tax credit claims, unlocking cash before HMRC pays out.
Professional Fees Funding
Spread the cost of professional fees and retainers, from accountancy to legal services.
Insurance Premium Finance
Spread business insurance premiums over monthly payments rather than paying upfront.
Legal Fee Finance
Fund legal fees for transactions and disputes, spreading the cost over manageable terms.
Growth & Corporate Finance
11 products
Strategic funding for ambitious businesses — acquisitions, buy-outs, growth capital, and corporate restructuring.
Acquisition Finance
Funding to acquire another business — competitor, supplier, or strategic target.
Management Buy-Out Finance
Finance for incumbent management teams buying the business they run.
Management Buy-In Finance
Funding for external management teams buying into and running an existing business.
Growth Capital
Strategic funding to scale ambitious, growing businesses with clear expansion plans.
Equity Release
Release capital tied up in property or business assets to fund new opportunities.
Business Refinancing
Restructure existing debt to reduce monthly costs, release capital, or simplify payments.
Debt Consolidation
Combine multiple debts into a single, manageable facility with one monthly payment.
Private Lending
Specialist finance from private lenders for complex or time-sensitive cases.
Venture Debt
Debt funding for high-growth, venture-backed businesses seeking to extend runway.
Growth Finance
Tailored funding for scaling businesses, potentially using more than one facility or funding structure.
Franchise Finance
Funding for eligible franchise purchases, set-up costs, resales or expansion of an existing franchise operation.
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