Business Loans
Business Loan Calculator
Compare reducing-balance interest, monthly interest and factor-rate business funding.
F
Calculators
Business Finance Calculators
Explore potential finance costs, repayments and funding structures using our free business finance calculators. Results are indicative only and are designed to help you understand possible options before speaking with a commercial finance specialist.
Commercial Mortgages
Commercial Mortgage Calculator
Estimate LTV, repayments, debt service and income-cover measures for commercial property.
Bridging Finance
Bridging Finance Calculator
Estimate gross facility, retained or serviced interest, fees, redemption and LTV.
Asset Finance
Asset Finance Calculator
Compare cashflow for hire purchase, finance lease and an operating-lease estimate.
Invoice Finance
Invoice Finance Calculator
Separate the initial advance, reserve, service fee and discount charge.
VAT Finance
VAT Finance Calculator
Estimate instalments for a VAT bill using annual interest or a fixed fee.
Working Capital Finance
Working Capital Calculator
Estimate the cash tied up in the operating cycle and the funding buffer required.
Six questions, up to three ideas
Start Finance Finder Find the Right Finance for My Business
Tell us what the funding is for, the amount, trading history, turnover, security and timing. We will suggest product categories to explore without claiming lender eligibility.
Phase Two
More planning tools in development
These calculators are listed transparently as coming soon. We will release them only after their calculation logic and guidance have been tested.
Development Finance Calculator
Model development cost, leverage, interest and profit.
Coming soonMerchant Cash Advance Calculator
Estimate a fixed total repayment against card turnover.
Coming soonRevolving Credit Facility Calculator
Estimate cost using average drawn balance and utilisation.
Coming soonCorporation Tax Finance Calculator
Model instalments for a corporation tax liability.
Coming soonVehicle Finance Calculator
Estimate vehicle finance payments, deposit and balloon.
Coming soonStock Finance Calculator
Estimate stock funding and its cash-conversion impact.
Coming soonTrade Finance Calculator
Model supplier payment, sales proceeds and facility cost.
Coming soonAcquisition Finance Calculator
Estimate debt service and acquisition funding structure.
Coming soonRental Yield Calculator
Calculate gross and net investment property yield.
Coming soonLoan-to-Value Calculator
Calculate property leverage and equity.
Coming soonDebt-Service Coverage Calculator
Compare operating income with annual debt service.
Coming soonBreak-Even Calculator
Estimate units and revenue required to cover costs.
Coming soonRefinance Savings Calculator
Compare current and replacement borrowing costs.
Coming soonProperty Development Profit Calculator
Estimate profit on cost and profit on GDV.
Coming soonA calculation is a starting point
Every lender assesses affordability, security, trading history and credit differently. Use these tools to understand structure, then ask a specialist to review the complete requirement.
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