Commercial finance for UK businesses
Helping businesses access the right finance.
Specialist commercial finance for businesses across the UK. We educate, compare, and arrange — the right way.
UK SMEs are the bread and butter of our economy. We help keep them moving.
From family firms and sole traders to growing companies employing hundreds of people, small and medium-sized businesses create jobs, serve communities and turn ambition into opportunity. They are the backbone of Britain’s economy.
Yet accessing business finance can still feel complicated, slow and unclear. FinanceMyCompany.co.uk exists to change that.
Built by accountants, bankers and finance professionals, we help UK SMEs understand, compare and arrange funding for working capital, equipment, property, tax bills, acquisitions and growth. We educate first, explain the options clearly and remain alongside our clients from initial enquiry to completion — and beyond.
Source: Department for Business and Trade, Business Population Estimates 2025.
However you search, we have you covered
Find the right finance three ways — by your goal, by product type, or by your industry.
Finance My...
Explore finance by what you are trying to achieve — fund your company, property, development, or growth.
Funding Products
Browse over 50 finance products across business, property, asset, tax, and growth finance.
Industries
Discover sector-specific finance expertise tailored to your industry and its unique challenges.
Finance your ambition
Thirteen specialist finance verticals, each with dedicated products, expert advisers, and a whole-of-market lender network.
Finance My Company
Flexible funding solutions for everyday business needs — from working capital to growth investment, tax bills to equipment purchases.
Finance My Property
Comprehensive commercial property finance solutions for investors, developers, and business owners acquiring or refinancing commercial real estate.
Finance My Development
Specialist development finance for ground-up construction projects, conversions, and refurbishments — from small residential schemes to large commercial developments.
Finance My Portfolio
Advanced portfolio finance solutions for investors with multiple properties — leverage your entire portfolio to fund expansion, release capital, or optimise your structure.
Finance My Start-Up
Finance and support for start-ups and early-stage businesses — from start-up loans to seed investment, equipment finance, and business planning.
Finance My Charity
Specialist finance for charities, faith organisations, schools, and community projects — understanding the unique needs of the not-for-profit sector.
Finance My Practice
Tailored finance solutions for professional practices — accountants, solicitors, dentists, doctors, architects, and surveyors.
Finance My Healthcare
Specialist finance for the healthcare sector — care homes, dental practices, medical centres, GP surgeries, veterinary practices, and pharmacies.
Finance My Hospitality
Specialist finance for the hospitality sector — hotels, restaurants, bars, holiday parks, and leisure businesses.
Finance My Farm
Specialist finance for the agricultural sector — farming, machinery, livestock, renewables, and farm diversification.
Finance My Equipment
Finance for business equipment across all sectors — plant, machinery, technology, medical equipment, manufacturing, and construction.
Finance My Growth
Funding for ambitious businesses ready to scale — expansion, recruitment, international trade, acquisitions, and marketing.
From enquiry to completion — and beyond
A transparent, guided journey that puts you in control at every step.
Enquiry
Tell us about your business and funding needs through our simple online form.
Discovery Call
We speak to understand your goals, challenges, and the right finance approach.
Funding Strategy
We create a tailored funding strategy aligned with your business objectives.
Compare Lenders
We approach our whole-of-market lender network to find the best terms for you.
Offer
Receive competitive offers and we help you choose the right one.
Documentation
We handle the paperwork and manage the entire application process.
Completion
Funds released. Your finance is in place — fast and hassle-free.
Relationship
Ongoing support and strategic finance advice as your business grows.
Finance in 4 simple steps
From first enquiry to funded — a clear, transparent process that puts you in control.
Tell Us What You Need
Submit a quick enquiry with your finance requirements. No credit search, no obligation.
We Structure the Case
Our experts and AI assistant analyse your needs and structure the case for the right lenders.
We Search Lenders
We match your case to suitable lenders and products from our panel — finding the best fit.
Review Terms & Fund
You review the offered terms, approve, and we progress to funding. Simple, fast, transparent.
More than a broker. A finance partner.
We don't simply arrange finance. We educate. We compare. We advise. We build relationships. We help businesses grow.
Right Finance, Every Time
We don't just arrange finance — we educate, compare, and advise to find the perfect fit for your business.
Trusted & Transparent
No hidden fees, no surprises. We work in your best interest, with full transparency throughout.
Relationship-Led
We build long-term relationships. Your dedicated finance specialist knows your business inside out.
Knowledge-Powered
Access our commercial finance knowledge centre, calculators, and resources to make informed decisions.
Want a second opinion on your finance strategy?
Book a free, no-obligation call with a specialist — no jargon, no pressure.
Crunch the numbers with our free calculators.
From business loans to development finance, ROI to rental yield — get instant, accurate estimates before you apply.
Explore CalculatorsOne application. The whole market.
High street banks, challenger banks, specialist lenders, and alternative finance providers — all in one place.
High Street Banks
Established UK high street banks offering traditional commercial finance products with competitive rates for established businesses.
Challenger Banks
Modern UK banks disrupting the traditional banking model with faster decisions and flexible criteria.
Private Banks
Bespoke finance for high-net-worth individuals, family offices, and complex group structures.
Access to a wide range of UK funding partners
Every business is different, which is why there is rarely a one-size-fits-all finance solution. FinanceMyCompany works with a broad panel of UK funding partners, helping businesses access funding that matches their objectives, industry and circumstances. Whether you're looking for a straightforward business loan or a complex multi-million-pound funding structure, we'll help identify the lenders and funding providers best suited to your requirements.
High Street Banks
Established UK banks offering competitive funding for well-managed businesses with strong financials and proven trading histories.
- Business loans
- Commercial mortgages
- Working capital
- Owner-occupied property finance
- Property investment finance
Challenger Banks
Modern, technology-led lenders providing flexible funding and faster decision making for growing businesses.
- Commercial property finance
- Development finance
- Business expansion
- Professional practice finance
- Investment property lending
Specialist Commercial Lenders
Specialist lenders offering finance for more complex transactions that may fall outside traditional bank criteria.
- Bridging finance
- Development finance
- Commercial mortgages
- Portfolio finance
- Specialist property finance
- Complex business funding
Cashflow Finance Providers
Funding designed to improve working capital, strengthen cashflow and support day-to-day business operations.
- Invoice Finance
- Invoice Discounting
- Factoring
- Working Capital Loans
- Revolving Credit Facilities
- Merchant Cash Advance
- Trade Finance
- Supply Chain Finance
- Stock Finance
- Purchase Order Finance
Asset Finance Providers
Helping businesses acquire essential equipment while preserving cashflow.
- Asset Finance
- Equipment Finance
- Plant & Machinery Finance
- Vehicle Finance
- Commercial Vehicle Finance
- Technology Finance
- Medical Equipment Finance
- Agricultural Equipment Finance
Private Lenders & Investors
Flexible funding for larger, bespoke or time-sensitive opportunities where speed and tailored structuring are essential.
- Bridging finance
- Development finance
- Acquisition finance
- Property investment
- Short-term funding
- Complex corporate transactions
Finding the right funding partner
Choosing the right lender is just as important as choosing the right finance product. Rather than approaching a single lender, we assess your business, objectives and funding requirements before identifying the most appropriate funding partners from across our network. This approach helps improve efficiency, saves valuable time and increases the likelihood of securing a suitable funding solution.
Commercial finance transactions
A library of completed deals, with details of the finance type, amount, and sector.
£2.8m Commercial Mortgage for a Social Housing Portfolio
A £2.8m commercial mortgage facility for a social housing portfolio with long-term leases to housing providers, including several HMO properties. LHV Bank acted as lender; the transaction was led by Joshua Lee of The UK Adviser Group.
£6.3m Commercial Finance Facility Completed in Five Days
A £6.3m commercial finance facility secured against commercial premises in Manchester, completed within five days after an unexpected redemption shortfall. Charles Street Finance provided the senior loan; mezzanine finance was arranged through The UK Lender Group’s private lender panel.
£6.4m Refinance of a 43-Property Portfolio
A £6.4m refinance of a 43-property portfolio in the North West of England, completed with Hampshire Trust Bank as lender. The borrower retained 43 properties, sold two, and raised a seven-figure sum for future acquisitions. Offer to funding in five days.
Latest insights
Understanding Commercial Mortgages: A Complete Guide
Everything UK business owners need to know about commercial mortgages — from how they work to securing the best rates, understanding LTV, and navigating the application process.
Invoice Finance Explained: Turning Unpaid Invoices into Cash
Discover how invoice finance can unlock up to 90% of your unpaid invoice value within 24 hours, transforming your cashflow without taking on traditional debt.
The Future of Commercial Property Finance
Sarah Mitchell joins us to discuss how commercial property finance is evolving in 2025.
Part of the finance my company Family
FinanceMyCompany.co.uk is part of a broader network of funding platforms connecting businesses with capital across the US, UK, and Middle East.
United States
Access capital solutions tailored for American businesses of all sizes.
United Kingdom
Connect with UK funding partners to fuel your business growth.
Middle East
Discover regional financing options across the Middle East.
Access to Capital Starts with the Right Connection.
Tell us about your business and your funding requirement. We'll identify the right introduction — and make it.
Get Matched with UK Lenders